Vaulta is an AI-driven, autonomous yield infrastructure protocol built on Base. This documentation covers the protocol architecture, vault products, $vsUSD token mechanics, and the AI optimizer engine.
The core Vaulta flow is designed to be simple for users while complex under the hood:
// 1. User deposits USDC into a vault await vault.deposit(1000_000000, user.address); // 1000 USDC (6 decimals) // 2. Smart contract mints $vsUSD 1:1 // vsUSD.balanceOf(user) === 1000e18 // 3. AI optimizer routes capital (off-chain decision, on-chain execution) // Allocates to: Morpho (40%), Aerodrome (35%), Ondo (25%) // 4. Yield compounds automatically — vsUSD appreciates // After 12 months at 11.2%: 1000 vsUSD → worth ~$1,112 USDC // 5. User redeems anytime — no lock-up await vault.redeem(vsUSD.balanceOf(user), user.address);
The AI optimizer runs on an hourly cycle, evaluating APY rates, liquidity depth, counterparty risk, and gas efficiency before making any rebalancing decision. All decisions are executed as on-chain transactions and are fully verifiable.
The Vaulta testnet is live on Base Sepolia (Chain ID: 84532). You can simulate the full deposit flow without any real funds.
Visit the Testnet App to simulate deposits across all three vaults. The interface shows live APY feeds, AI rebalance logs, and the full transaction simulation flow.
| Network | Chain ID | RPC | Faucet |
|---|---|---|---|
| Base Sepolia | 84532 | https://sepolia.base.org | base-sepolia.faucet.alchemy.com |
The Stable Vault maintains 100% stablecoin exposure, deploying capital across blue-chip DeFi lending protocols and LP positions on Base.
| Parameter | Value |
|---|---|
| Est. APY | 8–14% (current: 11.2%) |
| Risk Level | Low — stablecoin-only exposure |
| Deposit Token | USDC |
| Receipt Token | $vsUSD |
| Redemption | Anytime, no lock-up |
| Protocols | Morpho, Aerodrome (USDC/USDT LP) |
| TVL Capacity | $5M (Phase 1) |
The Boost Vault blends on-chain DeFi yield with real-world asset income through Ondo Finance and Centrifuge, targeting enhanced risk-adjusted returns.
| Parameter | Value |
|---|---|
| Est. APY | 14–22% (current: 18.7%) |
| Risk Level | Medium — RWA + DeFi blend |
| Allocation Split | ~70% DeFi / ~30% RWA (AI-adjusted) |
| Protocols | Ondo Finance (T-bills), Centrifuge, Aerodrome LP |
| TVL Capacity | $10M (Phase 2) |
The Alpha Vault pursues maximum yield through perpetual funding rate capture, BTCFi yield strategies, and x402 agentic payment flow integration.
| Parameter | Value |
|---|---|
| Est. APY | 25–40% (current: 33.4%) |
| Risk Level | High — perp funding + agentic flows |
| Strategies | Perp funding rate capture, BTCFi, x402 agentic flows |
| Approach | Delta-neutral where possible |
| TVL Capacity | $5M (Phase 3) |
$vsUSD is a yield-bearing ERC-20 stablecoin issued by Vaulta. When you deposit USDC into any vault, you receive $vsUSD at a 1:1 ratio. As the vault earns yield, $vsUSD appreciates in value relative to USDC.
| Property | Value |
|---|---|
| Standard | ERC-20 (OpenZeppelin) |
| Peg at deposit | 1 $vsUSD = 1 USDC |
| Yield mechanism | Price appreciation (not rebasing) |
| Redemption | Anytime, permissionless |
| Composability | Usable as collateral in compatible DeFi protocols |
| Admin mint | None — only minted 1:1 with USDC deposits |
The AI optimizer is an off-chain agent that monitors on-chain data and submits allocation decisions as transactions. Its inputs include real-time APY data, TVL depth, counterparty risk scores, and gas prices.
The optimizer runs on an hourly cycle. If market conditions change significantly (e.g., sudden liquidity drain, APY spike), it can trigger an immediate rebalance. All decisions are recorded on-chain.
{
timestamp: 1719432000,
vault: "stable",
allocations: {
morpho_usdc: 0.42, // 42%
aerodrome_lp: 0.35, // 35%
ondo_tbill: 0.23 // 23%
},
risk_score: 2.1, // 0-10 scale
expected_apy: 0.112, // 11.2%
tx_hash: "0xabc..."
}
| Property | Detail |
|---|---|
| Custody | Non-custodial — users retain key control at all times |
| Admin mint | Disabled — $vsUSD only minted with USDC collateral |
| Circuit breaker | Multisig-controlled emergency pause on all vaults |
| Auditability | All AI decisions are on-chain transactions |
| Smart contract audit | Planned pre-mainnet (Q3 2026) |
| Bug bounty | Planned — details TBA |
| Protocol | Type | Vault | Status |
|---|---|---|---|
| Morpho | Lending | Stable, Boost | Live |
| Aerodrome | LP / AMM | Stable, Boost | Live |
| Ondo Finance | RWA / T-Bills | Boost | Live |
| Centrifuge | Private Credit | Boost | Testnet |
| x402 Protocol | Agentic Commerce | Alpha | Testnet |
| BTCFi (cbBTC) | BTC Yield | Alpha | Testnet |
An independent smart contract audit is planned before mainnet launch (Q3 2026). The audit report will be published publicly. The testnet contracts are unaudited.
Yes. While the Stable Vault is designed for capital preservation, all DeFi interactions carry smart contract risk, liquidity risk, and protocol risk. The Alpha Vault has additional exposure from perp funding strategies. Never deposit more than you can afford to lose.
APY figures are estimates based on current protocol conditions: lending rates on Morpho, LP fees on Aerodrome, T-bill yields via Ondo, and funding rates on perp markets. These fluctuate constantly. The AI optimizer dynamically rebalances toward the best available rate.
x402 is an open protocol for HTTP-native micropayments, enabling AI agents to pay for resources autonomously using crypto. Vaulta's Alpha Vault routes idle capital into x402 payment flows — generating yield from agentic commerce infrastructure. This is one of the highest-conviction 2026 narratives.
$vsUSD is the protocol's yield-bearing stablecoin. There is no separate governance token at launch. DAO governance is planned for Phase 3 (Q1 2027) — details will be published when available.
| Phase | Timeline | Milestone | Status |
|---|---|---|---|
| Phase 1 | Q2 2026 | Testnet live (Base Sepolia) | ✓ Live |
| Phase 2 | Q3 2026 | Mainnet launch — Stable Vault. $500K TVL target | Upcoming |
| Phase 3 | Q4 2026 | Boost Vault + AI dashboard. $5M TVL target | Planned |
| Phase 4 | Q1 2027 | Alpha Vault + x402 + DAO governance. $25M+ TVL | Planned |